We spend a lot of time searching for new models, custom colors, highly safety features, which we love! But most of us know very little about car insurance and the facilities involved.
Here we have prepared a detailed guideline for you about car insurance, all the things related to it which you always want to know.
Motor insurance hypothesis
Car insurance operates on a ‘use it or forget it’ policy. To get the benefit of this, you need a ..
You must remember, however, that it is not advisable to show a price lower than the actual market value, because even if you pay a lower installment, you may also be paid less for the damage. And, you have to get the policy revived at a certain time, otherwise there is a risk of overpayment. This period is generally 90 days. What does motor insurance cover.
A comprehensive car insurance scheme comes under: 1. Damage or wastage due to natural disaster: Incidents of your control such as lightning, earthquake, flood, storm, cyclone, storm, landslide etc. 2. Damage or wastage due to man-made disaster: Man-made disaster such as robbery, theft, riot, strike, terrorist activity, and any damage during road, rail or water transport. 3. Personal Accident Cover: It secures the future of your family at the time of permanent disability or unfortunate death. You can get up to two lakhs for any damage done by the driver while traveling, riding a car or leaving. Some companies also provide alternate accident amounts to co-passengers. 4. Third Party Legal Liability: As mandated by law, this policy protects you against legal liability against accidental damage resulting in permanent injury or death of the third party. It also covers damage to nearby property. What does motor insurance not cover.
Your insured does all the work to protect you from negative consequences, but there are some exceptions to this. Motor insurance policy does not normally cover these things:
When you are driving another person’s car, when your uninsured person is driving your car, when the damage is caused by a car owner being under the influence of alcohol or drugs. , Rebellion or nuclear risk, in the event of a driver not having a valid license or having lost the authority to drive or if the vehicle is lost or damaged due to war, you Area is car mechanical or electrical breakdown, radio player, normal attrition and additional general discoloration of the car due to limited work.
Get car insurance
From lime insured, you can buy your car insurance and get your claim online. Additionally you can take advantage of their free garage facility to repair your car, which basically means that you do not have to spend a single penny to repair a car until you get service under the supervision of a garage. . In the event of your car being serviced on their network, you can claim the refund amount for it.
Care before you start
First of all, it is necessary to know what you are signing for, and if you have any questions, you are free to ask them. And, most importantly, drive safely.